AARP Prescription Discount Card
Quick answer: The AARP Prescription Discount card, run by Optum Rx, is free and works at more than 66,000 U.S. pharmacies. Anyone can use it, but AARP members get deeper discounts. Savings depend on the drug, so there’s no set percentage.
How the AARP prescription card works
You show the card (or the app) at the pharmacy, and the pharmacist runs your prescription at the discounted price. It covers generic, brand and some specialty drugs. CVS, Walgreens, Walmart and Kroger all take it. AARP says members saved an average of $44 on blood pressure and heart medicines in one recent year, but your price depends on the drug and the pharmacy.
You can get the card at aarppharmacy.com, in the AARP Rx Discounts by Optum Rx app, or by calling 1-877-422-7718. Members can also use it for dependents and get home delivery.
Can you use it with Medicare or insurance?
It isn’t insurance. You use it instead of your plan on a given fill, when the card price is lower than your copay. That purchase usually won’t count toward your Part D deductible or out-of-pocket total, so ask the pharmacist to run both prices before you pick.
Other ways to save on prescriptions
Compare a few options, especially for drugs you take every month. See our pages on Costco’s prescription program and Walmart pharmacy.
AARP prescription discount FAQ
Is the AARP prescription discount card free?
Yes. There’s no fee for the card or the app.
Do I have to be an AARP member to use it?
No. Anyone can use it, but AARP members get bigger discounts and extra perks.
How much does the AARP prescription card save?
It depends on the medicine and the pharmacy. Check prices on aarppharmacy.com before you fill.
Last checked: September 2026. Drug prices change often, so check your price before each fill.
